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Participation in the Plan

Your participation begins with the start of contributions to the Plan by you and by your employer, once your employer has been approved for participation as a Contributing Employer.

Becoming a Participant

Participation in the Plan is compulsory for all employees covered by a Collective Agreement who work for a Contributing Employer after fulfilling the eligibility rule.
You will be eligible to become a Participant in the Plan on the later of:
The effective date that your employer is approved as a "Contributing Employer" and is obliged to make contributions to the Plan on your behalf.

OR

The date you have completed 500 hours with a Contributing Employer. This number may be lower than 500, depending upon the terms of your collective agreement.

Example 1

If you were already working at a facility which became a Contributing Employer on January 1, 2011, and at that time you had at least 500 hours of employment with that employer, then you became a Participant in the Plan on January 1, 2011.

Example 2

An eligible new employee would become a Participant in the Plan after working 500 hours. So, if you began work on Feb. 1, 2012 and worked full-time hours (typically based on 1800 hours per year), your participation would have begun June 1, 2012. See the details below:

Employer Participation Date: January 1, 2011

Your Hire Date: February 1, 2012

Your Hours per Month:

February, 2012            150 hours

March, 2012               150 hours

April, 2012                  150 hours

May, 2012                   150 hours

Total: 600 hours

Date of Participation: Since you completed 500 hours of employment in mid May 2012, you became a Participant on June 1, 2012; the first day of the month following the month in which you completed the required hours of employment.

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