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Participation in the Plan

You will become a member of the Plan on the first of the month following the completion of the qualifying hours of work with a Contributing Employer – typically 500 hours.  These qualifying hours may vary depending on your collective agreement.

If your employer was not a Contributing Employer on your hire date but later became a Contributing Employer, when you join the Plan will depend on when you completed the qualifying hours of work.

  • If you had already completed the qualifying hours by the date your employer starts contributing, then you became a member of the Plan on the same day as your employer. 
  • If you had not completed the qualifying hours on the date your employer starts contributing, then you will become a member on the first of the month following the month you complete the qualifying hours.

Example

If you join a Contributing Employer on January 1 and work full time (typically 1,800 hours per year), here's how your eligibility for MSPP membership will be determined (assuming your collective agreement requires 500 hours of employment to join the Plan):

Month                  Hours Worked

January                 150

February                150

March                    150

April                      150

Total                     600

Since you completed 500 hours of employment by mid-April, you will join the MSPP on May 1.

Contributing Employer - This is an employer that has been approved for participation in the MSPP by the Board of Trustees, has signed a Participation Agreement and has a ratified Collective Agreement requiring contributions to the Plan.

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